Long Term Care Certification Practice Test

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Prepare for the Long Term Care Certification Test. Study with flashcards and multiple-choice questions, each with hints and explanations. Get ready for a rewarding career in long-term care!

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

Practice this question and more.

What is typically NOT covered by long-term care insurance?

Personal care assistance
Home health care
Cosmetic surgery
Nursing home stays

The correct answer is: Cosmetic surgery

Long-term care insurance is designed to cover a range of services that assist individuals who are unable to perform daily activities due to chronic illnesses, disabilities, or aging-related conditions. This typically includes services such as personal care assistance, home health care, and nursing home stays. Cosmetic surgery, on the other hand, is generally focused on enhancing appearance and is not considered a necessary health-related service for long-term care needs. Since long-term care insurance aims to assist with essential medical and personal support rather than elective procedures aimed at cosmetic improvement, cosmetic surgery is not included in the coverage. This distinction is important as it highlights the purpose of long-term care insurance, which is to provide support for ongoing health-related needs rather than aesthetic desires.