Long Term Care Certification Practice Test

If an applicant has a monthly income of $700 and less than $12,000 in assets, which of the following would apply?

1. The applicant is ineligible for Medicaid benefits

2. The applicant is eligible for Medicaid benefits

3. The applicant should file for disability benefits

4. The applicant needs to buy additional insurance

The correct answer is: The applicant is eligible for Medicaid benefits

The applicant is eligible for Medicaid benefits based on the provided income and asset levels. Medicaid is a program designed to assist individuals with low income, and eligibility typically considers both income and assets. Income of $700 per month is often below the threshold for eligibility in many states, and having assets under $12,000 generally falls within the allowable limits for Medicaid qualification. Medicaid programs often have specific financial criteria, which can vary by state, but they generally allow individuals with limited income and assets to receive necessary medical care and services. This includes various forms of long-term care, making it particularly relevant for the context of this question. The other options suggest ineligibility or alternative pathways, but given the information about the applicant's financial situation, the appropriate course of action would indeed be to qualify them for Medicaid benefits.